Dental coverage is offered through MetLife. The plan provides preventive and diagnostic services, basic restorative care, major services and orthodontic services up to the annual benefit maximum. U.S. expatriates, click here.
Download the MetLife app to access a virtual ID card, check claims and find in-network providers.
Monthly contributions for 2024 (full-time and part-time)
|
Monthly contributions |
Employee only |
Employee + spouse/domestic partner |
Employee + child(ren) |
Employee + spouse/domestic partner + child(ren) |
|---|---|---|---|---|
|
Comprehensive Dental |
$16 |
$40 |
$32 |
$56 |
The following is a high-level summary of the benefits offered under the Merck dental plan. For details about the dental plan, including any exclusions and limitations that may apply, click here to access the plan documents.
|
Covered expense |
In-network |
Out-of-network |
|---|---|---|
|
$0 |
$50 per person |
|
|
Preventive and diagnostic services
|
100% of pre-negotiated rates |
100% of reasonable and customary limit |
|
Basic restorative care
|
80% of pre-negotiated rates |
80% of reasonable and customary limit, after deductible |
|
Major services
|
50% of pre-negotiated rates |
50% of reasonable and customary limit, after deductible |
|
Annual benefit maximum |
$2,500 annually for each covered person |
$2,000 annually for each covered person |
|
50% of pre-negotiated rates |
50% of reasonable and customary limit |
|
|
$2,000 lifetime maximum per person |
||
No ID cards needed for dental coverage
You will not receive an ID card if you enroll for dental coverage. Instead, when you make an appointment, tell the dentist you have coverage through MetLife, and your employer is Merck. However, if you would like to print an ID card, you can log into metlife.com/mybenefits or download the MetLife app to access a virtual ID card.
How the annual dental benefit maximum works
You and/or your covered dependents will be covered up to the annual benefit maximum of $2,500 per person for services provided by an in-network provider, or up to $2,000 per person for services provided by an out-of-network provider.
Expenses incurred to satisfy your annual benefit maximum will count toward both your in-network and out-of-network annual benefit maximums. For example, if you use all of the out-of-network $2,000 annual benefit maximum and then choose to see an in-network provider for additional services, you will be covered for an additional $500 toward your in-network annual benefit maximum of $2,500.
Expenses in excess of the reasonable and customary limit do not count towards the annual benefit maximum.
If you reach your benefit maximum in a calendar year, no further dental benefits incurred in that year will be payable under the plan, except for orthodontic charges up to the $2,000 per person lifetime maximum.
888-262-4870
metlife.com/mybenefits
The amount you pay each year before the Dental Plan begins to pay benefits for covered dental expenses for you and your covered dependents.
Bitewings and full mouth, subject to plan frequency limits.
The amount you pay each year before the Dental Plan begins to pay benefits for covered dental expenses for you and your covered dependents. Expenses incurred to satisfy your deductible will be credited to both your in-network and out-of-network deductibles. Expenses in excess of Reasonable & Customary limits and non-covered expenses do not count toward your annual deductible.
Up to eight visits per calendar year, including up to four periodontal maintenance visits.
When performed in a dental office.
The treatment of irregularities in the teeth (especially of alignment and occlusion) and jaws, including the use of braces.
