Retiree medical plan

Merck provides access to the following retiree medical benefits:

Generally available only to those eligible for Merck subsidized retiree medical coverage AND who are not yet age 65 or are age 65 and not Medicare-eligible.

For specific eligibility requirements, click here to review the Merck Group Retiree Medical Plan SPD.

Available only to those who are eligible for retiree medical coverage, and who are at least age 65 AND Medicare-eligible. The exchange provides personalized support to help you understand your options for coverage and choose a plan with benefits that are best suited for your health care needs. 

For more information about the Medicare Exchange through Alight, call 844-868-6229 (TTY use 711 relay) or go to myexchangeconnection.com/merck.

If you were hired prior to April 1, 2022, you may be eligible for The Merck Retiree Health Reimbursement Account (HRA.) For more information about the retiree HRA, click here to review the Merck Retiree HRA SPD.

If you are an LTD employee who has been on a disability leave of absence for at least six months and you and your covered dependents are eligible for benefits under the Merck medical plan, and you or your covered dependents are eligible for Medicare due to age or disability, Medicare Parts A and B will be primary and the Merck medical plan will provide secondary coverage. That means if you do not enroll in Medicare Parts A and B before you have been absent for six months or when first eligible for Medicare, if later, you will have a gap in coverage because the Merck medical plan will not pay those charges that would have been paid by Medicare and you may be subject to Medicare late enrollment penalties when you later enroll in Medicare.

For more information, contact the Benefits Service Center at 800-66-MERCK (800-666-3725). Representatives are available 8:30 a.m. to 8:30 p.m. ET, Monday through Friday (excluding New York Stock Exchange holidays). Or go to netbenefits.com/merck.

If you are planning to retire, contact netbenefits.com/merck.

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